Real Estate Loans

Our Home Equity Loans and 2nd Mortgages Can Help You Make Things Happen!

Click here to apply online!You can make your home a castle, consolidate your bills, pay for an education, take a special vacation, and more. Your opportunities are unlimited!

And, the interest you pay on Home Equity Loans and 2nd Mortgages is usually tax deductible. Check with your tax advisor.

Home Equity Loans and 2nd Mortgages are only available in New York, Pennsylvania, New Jersey, Delaware, and Maryland. 

Click here for additional Loan Information, Requirements, and Rates.


Fixed Rate Home Equity Loan

Take advantage of our low rate and borrow for terms up to 15 years. You can borrow up to $300,000, or 80% to 100% (based on your credit rating) of the equity in your home based on the equity minus your first mortgage.

Check out our low rates today.

Adjustable Rate Home Equity Line Of Credit

With our Adjustable Rate Home Equity Line of Credit you can borrow from 70% to 90% (based on your credit rating) of the equity in your home minus your First Mortgage. Borrow it as you need it! 

This open line-of-credit is  for a 10- year term with a 15-year payback from the date of your last advance. (The adjustable rate is based upon the Prime Rate as posted in the Wall Street Journal plus 0.00% if paying by Payroll Deduction  with Automatic Payment on the last business day of the month or plus .50% for Coupon Book payments. If there is more than one rate, the interest rate will be the average of the Prime Rates posted in the Wall Street Journal on the last business day of the month.) The interest rate is subject to change.

Call the credit union for the latest variable rates at 1-800-713-2274 or apply online.

Home Equity Loan Application

In Microsoft Word format, it will open in your browser if you have Internet Explorer and Word installed. You can fill it out right in Word or print it and fill it out. Then sign it and bring, mail or fax it to the credit union.


Click here to apply online!1st Mortgages

For First Mortgages call Michael Cesarano at 1-800-714-2274 extension 110.


Don't Delay, Apply Now!

Don't wait any longer to get the money you need. You can apply at the credit union office or call for an application.

Call 1-800-713-2274 for up-to-date loan information and rates.


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