Don’t let a lack of funds shortchange your dreams.

  • Auto Loans
  • Home Equity Financing

Your Dream Home is Within Reach with Garden State FCU.

Compare, Save, and Earn!

Why let your hard-earned money sit in a regular savings account when you can get paid high dividends with a Certificate of Deposit from Garden State FCU.

Make Yourself Right at Home!

Whether you're a first-time buyer, want to downsize, or purchase a second home, our low rates and flexible terms make it more affordable.

Dream Big!

A personal loan from Garden State FCU can be a great solution to help cover the costs of your life. With rates as 9.99% APR*, let us help find the best solution for you and your financial future.

Save Big for the Road Ahead

With competitive rates as low as 4.74% APR* and flexible terms, our auto loan solutions can help you keep your monthly payments where you want them.

There Is a Better Way

We make banking easy—with free checking, 24/7 access, and friendly smiles.

Welcome to Garden State FCU!

Garden State Federal Credit Union was founded in 1960 as The Camden District Telephone Federal Credit Union. We later changed our name to reflect our expanded membership. Today we serve over 4,400 members from 37 Member Groups and 9 select cities and towns.

We currently have a branch located in Moorestown, New Jersey. The New Jersey cities and towns we also serve include: Audubon Park, City of Camden, Collingswood, Gloucester City, Haddon (Haddon Twp), Mount Ephraim, Palmyra, Pennsauken, and Woodlynne.

Our Member Groups include companies and organizations that provide Garden State membership as a no-cost employee or member benefit. Click to see the complete Member Groups list.

Garden State FCU is regulated by the National Credit Union Administration (NCUA), an agency of the federal government. Member deposit accounts are federally insured for up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF).

Proud Sponsor of:
American Consumer Council

Need Help with College?

Consider our Sallie Mae Smart Option Student Loan Options.

Get the money you need. At Garden State Federal Credit Union, we offer several student loan options to make it easy on your budget and mind.

Contact us today to learn more about your options. Together, we can help you find the easiest way to pay for college.

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