Personal Money Markets

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Earn More With A Money Market Account

When you want to earn more on your savings and still be able to access your money when you need it, a Garden State Money Market Account is the right choice.

Garden State Money Market Account interest rates are tiered according to the balance in your account. Each higher minimum balance offers a higher rate. Better yet, as you make additional deposits and reach a new minimum balance tier, your rate automatically increases. Simply choose a Silver, Gold or Platinum account. There is a minimum balance for each money market and an excessive withdraw fee. See fee schedule or call the office.

Silver Money Market Savings Account & Checking Account

APR APY Info and/or Terms
0.00% 0.00% $1.00 - $2,499.99
0.25% 0.25% $2,500 & greater

Gold Money Market Savings Account & Checking Account

APR APY Info and/or terms
0.00% 0.00% $1.00 - $9,999.99
0.10% 0.10% $10,000 - $24,999.99
0.25% 0.25% $25,000 & greater

Platinum Money Market Savings Account & Checking Account

APR APY Info and/or Terms
0.00% 0.00% $1.00 - $9,999.99
0.05% 0.05% $10,000 - $24,999.99
0.15% 0.15% $25,000 - $49,999.99
0.50% 0.50% $50,000 - $99,999.99
1.00% 1.005% $100,000 & greater

Rates are effective as of April 1, 2023 and subject to change without notice.

Money Market Account Terms

  • Transfer funds to your Garden State Checking Account for easy withdrawals.*
  • Dividends are based on the daily balance and compounded and paid monthly.
  • Once opened, there are no fixed terms.

Make saving easy with Payroll Deduction. You can also verify your account balance and transfer funds between accounts with PAM Online Banking and our Mobile Money banking app. Both are free services.

All credit union deposit accounts, including Money Market Accounts, are federally insured by the NCUSIF** for up to $250,000. There are also steps you can take to have a higher account balance that is also insured. We can show you how. Ask for the details.

To learn more or open a Money Market Account, call or stop by the credit union branch nearest you. See current rates above.

*Funds can be transferred at the credit union or with PAM Online Banking or Mobile Money banking. Complete account details available at the credit union.
**The NCUSIF is the National Credit Union Share Insurance Fund. It is a federally insured program governed by the NCUA (National Credit Union Administration).

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