Personal Savings Accounts

Primary Savings Or Now Accounts ‒ Your Key To Membership

To become a member, you are required to open a Primary Savings Account with a minimum deposit of $5.00 or more. This is your “share” in the ownership of the Credit Union ‒ and why savings are called “shares.” You can also open Club Accounts or additional savings accounts for taxes or other purposes.

To continue to take advantage of your Garden State membership benefits, including loans, deposit accounts and services, you must maintain a $5.00 minimum balance in your Primary Savings Account. The account earns a competitive dividend rate.

All Garden State deposit accounts are insured for up to $250,000 by the NCUSIF, an agency of the federal government.* There are also steps you can take for higher insured account balances. We can show you how. Ask for the details.

Save More, Earn More

If you are not already a member or would like to open more accounts, stop by any of our convenient branch offices.

Branch Locations Current Rates

*The NCUSIF is the National Credit Union Share Insurance Fund. It is a federally insured program governed by the NCUA (National Credit Union Administration).

Primary Savings, Statement Savings, Other Savings, Personal Savings, And Direct Savings

APR APY Terms
0.02% 0.02% $250 – 1,999.99
0.05% 0.05% $2,000 - $4,999.99
0.10% 0.10% $5.000 - & greater

Interested in More Information? Sign Up For Our Newsletter!

Email
This field is for validation purposes and should be left unchanged.

You are now leaving Garden State FCU

Garden State FCU provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Garden State FCU, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL