Extra Vehicle Protection

So many things can happen while you’re driving around. Your car could be damaged, the engine could break down, your car could be a total loss, etc. For these very reasons, Garden State FCU offers GAP Insurance and Mechanical Breakdown Insurance.

GAP Insurance

If your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared as a total loss, you are still liable to pay the difference or the “gap” between your insurance settlement and your loan balance. However, with Guaranteed Asset Protection Insurance, this will be taken care of for just $350.

GAP Insurance will give you $1,000 towards your next vehicle purchase if you finance the loan with the credit union. Your deductible will be covered on any vehicle that you have under your auto policy with AUTO Deductible Reimbursement.

Mechanical Breakdown Insurance

This insurance provides coverage if something breaks down on your new or used vehicle. You pick the licensed repair shop you want. In addition, it can be transferred to the next vehicle owner.

Best of all, you don’t have to have your auto loan with the credit union in order to purchase it. You can purchase mechanical breakdown protection even if you have your auto loan elsewhere!

Learn more!

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