Rates

Primary Business Savings

APR	APY	Info and/or Terms
0.00%	0.00%	$250-$1,999.99
0.02%	0.02%	$2,000-$4,999.99
0.05%	0.05%	$5,000 & greater

Business Checking

APR	APY	Info and/or Terms
0.00%	0.00%	$250 - $2,499.99
0.00%	0.00%	$2,500 - $24,999.99
0.05%	0.05%	$25,000 & greater

Primary Savings, Statement Savings, Other Savings, Personal Savings, And Direct Savings

APR	APY	Info and/or Terms
0.02%	0.02%	$250 - $1,999.99
0.05%	0.05%	$2,000 - $4,999.99
0.10%	0.10%	$5,000 & greater

Check Credit Line Loan Rate

APR	APY	Info and/or Terms
13.24%

All Other Secured & Unsecured Loan Rates

APR	APY	Info and/or Terms
8.75%		3 years
8.90%		5 years
9.00%		6 years

Overdraft Loan Rates

APR	APY	Info and/or Terms
13.24%		5 years

Motorcycle Loan Rates

APR	APY	Info and/or Terms
5.24% - 18.00%		4 years

Boat/RV New & Used Loan Rates

APR	APY	Info and/or Terms
8.74% - 18.00%		up to $29,999.99, 5 years
8.99% - 18.00%		over $30,000.00, 10 years

Stock Loan Rates

APR	APY	Info and/or Terms
7.24% - 16.99%		4 years
7.74% - 17.49%		6 years

Home Equity Loan Rates – 60 Months

APR	APY	Info and/or Terms
		Please call the office for the most current rates - 800-713-2274

Shared Certificate and Certificate of Deposit (non-IRA) 100% Loan Rates

APR	APY	Info and/or Terms
Index + 2.74%		6 years

Savings Secured 100% Loan Rates

APR	APY	Info and/or Terms
5.74%		4 years
6.24%		5 years
6.49%		6 years
6.74%		7 years

Home Equity Loan Rates – 120 Months

APR	APY	Info and/or Terms
		Please call the office for the most current rates.

Used Car Loan Rates

APR	APY	Info and/or Terms
2.74%		3 years
2.74%		4 years
2.99%		5 years
3.24%		6 years
3.49%		7 years

Home Equity Loan Rates – 180 Months

APR	APY	Info and/or Terms
		Please call the office for the most current rates.

Home Equity Loan Rates – 240 Months

APR	APY	Info and/or Terms
		Please call the office for the most current rates.

New Car Loan Rates

APR	APY	Info and/or Terms
2.74%		3 years
2.74%		4 years
2.99%		5 years
3.24%		6 years
3.49%		7 years

Business Money Market

APR	APY	Info and/or Terms
0.00%	0.00%	$1.00 - $2,499.99
0.05%	0.05%	$2,500 - $99,999.99
0.10%	0.10%	$100,000 & greater

Primary Checking and Other Checking

APR	APY	Info and/or Terms
0.00%	0.00%	$250 - $1,999.99
0.00%	0.00%	$2,000 - $24,999.99
0.05%	0.05%	$25,000 & greater

Sunrise Checking

APR	APY	Info and/or Terms
0.00%	0.00%	$250 & $1,999.99
0.00%	0.00%	$2,000 & greater

Christmas Club / Vacation Club

APR	APY	Info and/or Terms
0.02%	0.02%	$250 & greater

Silver Money Market Savings Account & Checking Account

APR	APY	Info and/or Terms
0.00%	0.00%	$1.00 - $2,499.99
0.10%	0.10%	$2,500 & greater

Gold Money Market Savings Account & Checking Account

APR	APY	Info and/or Terms
0.00%	0.00%	$1.00 - $9,999.99
0.05%	0.05%	$10,000 - $24,999.99
0.15%	0.15%	$25,000 & greater

Platinum Money Market Savings Account & Checking Account

APR	APY	Info and/or Terms
0.00%	0.00%	$1.00 - $9,999.99
0.05%	0.05%	$10,000 - $24,999.99
0.15%	0.15%	$25,000 - $49,999.99
0.20%	0.20%	$50,000 - $99,999.99
0.25%	0.25%	$100,000 & greater

IRA Certificates – Rollover / New Balances $1,000 – $19,999.99

APR	APY	Info and/or Terms
0.20%	0.20%	3 month
0.25%	0.25%	6 month
0.30%	0.30%	9 month
0.40%	0.40%	12 month
0.50%	0.50%	18 month
0.60%	0.60%	24 month
0.70%	0.70%	30 month
0.70%	0.70%	36 month
0.75%	0.75%	48 month
0.90%	0.90%	60 month

IRA Certificates – Rollover / New Balances $20,000+

APR	APY	Info and/or Terms
0.40%	0.40%	3 month
0.45%	0.45%	6 month
0.40%	0.40%	9 month
0.60%	0.60%	12 month
0.70%	0.70%	18 month
0.80%	0.80%	24 month
0.90%	0.90%	30 month
0.90%	0.90%	36 month
0.95%	0.95%	48 month
1.10%	1.11%	60 month

IRA Money Market Account

APR	APY	Info and/or Terms
0.05%	0.05%	$250 - $19,999.99
0.10%	0.10%	$20,000 - $49,999.99
0.25%	0.25%	$50,000 - $99,999.99
0.30%	0.30%	$100,000 & greater

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