Virtual Branch Online Security Is A Priority

Protecting your account information is a priority. Your Security Code is stored in an encrypted database that even we can’t decode. Additional Enhanced Authentication protects your online data and helps guard against phishing scams and identity theft. It recognizes your computer and your usage patterns. If a questionable logon attempt is detected, the system will require additional identity verification before it will allow the user access to your PAM Online Banking account.

The system also displays a secret image and phrase combination that you choose. Your image and phrase are displayed each time you log on to verify you are the person accessing your online banking or bill payment account. If you do not see your image and phrase when you try to log in, never enter your Security Code. Additional Garden State security measures include:

Protect Your Personal Information

While we continue to evaluate and implement the latest improvements in Internet security technology, system users also have the responsibility to protect their personal and account information.

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