Convenient Account Access & Easy Management Services

Garden State FCU understands that our members need to be able to conduct their financial affairs on the go. That’s why we offer so many convenient services to make your financial life easier.

Use the services you need and sign up/apply today. These services were designed to save you time and money.

Apply Now


It’s fast, safe and an easy way to send and receive money with friends, family and others you know and trust. You must be signed up for PAM with a checking account first to take advantage of this feature. Best of all money arrives typically within minutes between enrolled users.


Payroll and Benefits

  • Let Newtek manage the entire employee life-cycle from hire to retire
  • Payments Options/Payroll Management
  • Tax Management
  • PAY-AS-YOU- GO Workers’ Compensation
  • Real Time Access
  • HR Consulting
  • Employee Self Service
  • Time and Attendance
  • Employee Benefits
  • Open/Ongoing Insurance Enrollment
  • Affordable Care Act (ACA)

As a financial cooperative, Garden State FCU is owned by its members. Member deposit accounts form a money pool that enables the credit union to lend money and provide financial services to its members. After the credit union’s overhead and other expenses are paid, the income from loans is returned to members in the form of account services and higher dividends.

Insurance Solutions

  • Running a business is hard work; we help make protecting it easier.
    • Commercial Property
    • General liability
    • Commercial Automobile
    • Professional Liability
    • Errors and Omissions
    • Liquor Liability
    • Forced Placed Insurance Programs
    • Workers’ Compensation
    • Umbrella Excess Liability
    • Employment Practices Liability
    • Business Interruption
    • Directors and Officers
    • Pollution/Environmental Liability
    • Data Breach/Cyber
    • Trade Credit

    Group Employee Benefits Products

    • Group Health
    • Group Long and Short Term Disability
    • Dental
    • Vision
    • Group Life
    • Group AD&D

Additional Coverage

  • Personal Insurance
    • Homeowners
    • Automobile

    Don’t be concerned if you don’t see the coverage you are looking for. Newtek will work with you to provide a reliable insurance package for most anything you need protected.

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