We now offer GAP insurance and Mechanical Breakdown Protection!

Garden State FCU now offers GAP insurance and mechanical breakdown protection with our auto loans!

GAP insurance is available with our auto loans and covers the difference between the borrower’s outstanding balance and the payout from the auto insurance company. For only $350, this valuable insurance gives you piece of mind so you don’t have to worry about making up for the deficient balance in case the loan is not paid in full by insurance. In addition, our GAP insurance will also give you $1,000 towards your next vehicle purchase if you finance the loan with Garden State FCU, and our Auto Deductible Reimbursement will cover your deductible on any vehicle that you own under your auto policy.

With mechanical breakdown protection, you can have coverage if something breaks down on your vehicle. It’s available for new and used cars, and you can have your repairs done at any licensed repair shop of your choice. It’s also transferable to the next vehicle owner. Best of all, you don’t have to have your auto loan with the credit union in order to purchase it. You can purchase mechanical breakdown protection even if you have your auto loan elsewhere!


* Certain limitations and restrictions apply. Speak to a loan officer for more details.

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